1 of 39 Collapse all Print all In new window 7 Ways to bubble wrap your business in 2017

When it rains, it pours, but your business can be sitting high and dry…

All companies are prone to risk and that is why being properly prepared might just save you from the worst. Wynand van Vuuren, King Price Head of Legal and Claims, shares 7 tips to e(i)nsure that your business is protected and ready to thrive in 2017.

  1. All hail breaks loose!

Protect yourself from damage due to fire, lightning, subterranean fire, explosion, earthquake and weather-related perils, such as storm, wind, water, hail and snow. Preventative measures include removing weak branches and eliminating trees that could fall on your property; installing flood barriers; using lighting rods to protect against structural damage, and surge protection to withstand damage to electronics; and offering covered parking bays for employees.

2. Locking the door is not enough.

Minimise loss or damage to office contents at your business premises including furniture, movable property like your popcorn maker and office machinery by installing video surveillance system to help dissuade employees as well as catch theft after it happens. You can also set up a confidential way for employees to communicate suspicious behaviour and offer a reward for staff members who provide information to prevent thefts.

3. In the meantime…

Minimise financial loss due to interference with your business activities by creating a flexible working environment that ensures the wheel can keep turning. During time of turmoil, empower employees with all the tools they need to function in a virtual office environment; creating an opportunity for people to work from wherever they are.

4. The inside job.

Avoid disappointment and damage due to financial loss resulting from fraud or dishonesty of an employee by adopting methods that will decrease motive, restrict opportunity and remove temptation from potential fraudsters. To protect yourself against that inside job fraud or theft, focus on developing a sound ethical culture by hosting activities such as training and fraud awareness and introducing policies, procedures and controls.

5. Don’t go off the rails.

As they say, the road is long, and sometimes pretty bumpy. Protect your business against loss or damage to goods in transit by introducing a register to keep track of all business property removed from the premises and ensure to package all goods to keep it safe – pull out the bubble wrap.

6.Waiting for an accident to happen.


You can often protect your employees and your business from accidents that could result in tragedy. Make workplace safety a priority this year by posting safety guidelines around the workplace to keep employees aware of safety best practices; repair unsafe areas by keeping your eyes peeled for potential causes of accidents; explain the inherent risks of every job, and what can be done to minimise them; and host regular emergency drills to ensure that employees know how to navigate an emergency situation.


7IMG_1075.The big bang theory.

Although there is a host of preventative and protective actions you can (and should) employ to keep your interests all snug and safe; natural and manmade disasters, dishonest people, bad weather and Murphy’s Law are all too unpredictable, so from time to time, things could just go up in flames. But you can take action to ensure that your business does not suffer any substantial financial losses when things do go wrong by insuring your business against all those anomalies.

The process of selecting insurance for your business may seem tedious, but if calamity strikes, you’ll be happy that you’re properly insured. For more information on keep your business right-side-up this year, visit King Price Insurance’s website.

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